Hey there, There have been major changes to FHA loans recently released that are worth noting:  -Minimum credit score from 620 to 640 for all FHA loans -Upfront mortgage insurance decreased from 2.25% to 1% of the loan amount. -Annual mortgage insurance (paid monthly) increased from .55% to .90% of the loan amount Important:  Remember, [...]

Think of the representation we offer to you like you do of your OLD CAR-you know what I’m talking about.  For many of us, the first car you ever owned might not have won any beauty pageants, but you still loved it and trusted it.  You believed that it would get you from point A to point B with [...]

  The Plano Star Courier posted an article this month regarding the recent November drop in the number of foreclosure filings. Our beloved Collin County itself saw a 17% drop in the number of foreclosed homes in November, 2010.  Though taken as one monthly sample, these numbers can paint a pretty dramatic picture that things [...]

  Problem    In June of 2010, Scott Sims faced a significant dilemma. Having completely remodeled his M-Streets home, beginning in late 2007, Scott had rented out the property and was now ready to sell for a very good reason: recently engaged, he needed a new house for himself and his new bride by the [...]