It’s true that typically, most home buyers choose not to purchase homes with all cash transactions; still, those in the fortunate position to do so may be wondering how to do that. Cash buyers have the advantage of being able to bypass time-consuming loan qualification processes, which obviously wouldn’t apply in this case, and can [...]

When negotiating financing for your new home, some lenders can negotiate on both the interest rate of the loan and the number of points paid as an upfront fee. Most established lenders, such as large banks, set their rates much like large corporations set the prices of products for sale. However, shopping around from different sources and knowing the market [...]

A critical step in the home buying process is deciding what type of purchase you can reasonably afford.  A thorough review will require an examination of your current income, accrued savings, month-to-month expenses and any outstanding debts. Getting pre-qualified for a mortgage loan early in the process is important, which will help determine how much [...]

A core part of marketing your home is the list price. Mispricings will cause you not to benefit from obtaining the optimal profit for your home, so accurate pricing is essential. To determine the best asking price for your home, it’s critical to first evaluate the competition and study trends in the marketplace. Covenant Realty associates [...]

Buying a home can be an exciting process, with new homeowners feeling both frightened and excited at the same time. As having seen our clients move through the process time and time again, we wanted to provide you with some basic tips for arranging your move: Start Early: Many people think one or two weeks [...]

As an exclusivley referral-based brokerage, Covenant’s service to our customers is consistently our number-one priority, and we pride ourselves on positive testimonials from our clients. With that, I’d like to share a testimonial we recently received from Kristen Jacobsen, a recent client who enlisted us to help her market her home in Pitman Creek Estates (Plano). “Having never [...]

We’d like to highlight one of the area’s strongest upscale residential developments North of 635 ~ Canyon Creek.  The centerpiece of the development is the Canyon Creek Country Club, founded in 1963 and situated  less than a mile from Highway 75 and Richardson’s Telecom Corridor. The neighborhood is clean, quiet, and loaded with amenities in addition to [...]

 You’re holding an open house, but how do you make sure the right people show up? You already have the house clean and well-maintained, and you’ve cleared what clutter you can and are possibly using staging where appropriate. Here’s a couple additional helpful tips: Use Flyers An informational flyer using attractive, high quality photos of [...]

If you’re buying a home, especially a first home, it’s critical to ensure you get an inspection of the home before purchase.  While touring the home, even with a Realtor, may give you peace of mind about the transaction, a qualified home inspector can perform a thorough job and identify possible hazards that you may [...]

When trying to get the most “bang for your buck” with housing improvement, it’s important to remember the phrase: “paint is cheap.”  It’s a proven fact that your dollars will work harder for you with paint improvements than the majority of  anything else you can do with your hard earned bucks.  While some attempt to [...]